What Is Cash on Hand?

What Is Cash on Hand?

When a firm has cash on hand, it means that it may access that money in case an unforeseen expenditure arises. It can also refer to any short-term liquid investment, such as money market funds or liquid assets that can be swiftly converted to cash. It is not usually...
What Is a Reference Number on a Credit Card?

What Is a Reference Number on a Credit Card?

A credit card reference number is a unique number assigned to a credit card by the issuer. It is typically used to identify the cardholder and verify the legitimacy of the card. The reference number is generally printed on the front or back of the card and is...
How to Create a Master Budget

How to Create a Master Budget

Creating and following a budget is one of the best ways to ensure your financial success. A budget can help you track your income and expenses, reach your savings goals, and make informed decisions about how to spend your money. While creating and sticking to a budget...
800 Credit Score: How to Build and Maintain It

800 Credit Score: How to Build and Maintain It

If you’re looking to improve your credit score, you might be wondering what an 800 credit score can do for you. An excellent credit score can save you money on interest rates and help you qualify for better loans. In this blog post, we’ll discuss why an...